/* =========================================
   UPPSCALLE Financial Calculators Stylesheet
   Brand Theme: Primary #23335D | Deep Dark #0E162B | Accent Gold #D2AE4D | Growth #10B981
   Strictly Zero Inline CSS
========================================= */
:root {
    --calc-primary: #23335D;
    --calc-primary-hover: #1A2645;
    --calc-dark: #0E162B;
    --calc-accent: #D2AE4D;
    --calc-accent-hover: #B89332;
    --calc-accent-soft: rgba(210, 174, 77, 0.15);
    --calc-muted: #5A6A85;
    --calc-line: #E2E8F0;
    --calc-soft: #F8FAFC;
    --calc-gold: #D2AE4D;
    --calc-gold-soft: rgba(210, 174, 77, 0.25);
    --calc-card-shadow: 0 12px 35px rgba(14, 22, 43, 0.06);
    --calc-card-hover-shadow: 0 22px 50px rgba(35, 51, 93, 0.14);
}

/* =========================================
   Breadcrumb & Hero Overrides
========================================= */
.oit-breadcrumb-nav-link,
.oit-breadcrumb-nav-link a,
.oit-breadcrumb-nav-link span {
    color: #FFFFFF !important;
    font-size: 16px;
    line-height: 1.5;
}

.oit-breadcrumb-nav-link span:not(.dvdr):last-child {
    color: rgba(255, 255, 255, 0.85) !important;
    font-weight: 500;
}

.oit-breadcrumb-nav-link .dvdr svg,
.oit-breadcrumb-nav-link svg {
    color: #FFFFFF !important;
}

/* Footer Address Styling */
.footer-office-address,
.ic-footer-widget p {
    color: rgba(255, 255, 255, 0.85) !important;
    font-size: 14.5px;
    line-height: 1.7;
}

.footer-office-city,
.footer-office-city span {
    color: #D2AE4D !important;
    font-weight: 700;
}

/* =========================================
   Indian Rupee & Custom Icon Classes
========================================= */
.fa-indian-rupee-sign,
.fa-rupee-sign,
.fa-inr {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-style: normal;
    font-weight: 700;
    line-height: 1;
}

.fa-indian-rupee-sign::before,
.fa-rupee-sign::before,
.fa-inr::before {
    content: "₹";
    font-family: var(--oit-ff-dm-sans, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif);
    font-weight: 800;
    font-style: normal;
    display: inline-block;
    line-height: 1;
    font-size: 26px;
}

.calc-card-icon .fa-indian-rupee-sign::before,
.calc-card-icon .fa-rupee-sign::before,
.calc-card-icon .fa-inr::before,
.ch_icon .fa-indian-rupee-sign::before,
.ch_icon .fa-rupee-sign::before,
.ch_icon .fa-inr::before {
    font-size: 30px;
    font-weight: 800;
}

/* =========================================
   1. Calculator Listing Page (No Image Cards)
========================================= */
.calc-listing-section {
    padding: 100px 0 120px;
    background-color: #F8FAFC;
}

.calc-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

@media (max-width: 1199px) {
    .calc-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 767px) {
    .calc-grid {
        grid-template-columns: 1fr;
    }
}

.calc-card-item {
    background: #FFFFFF;
    border: 1px solid var(--calc-line);
    border-radius: 20px;
    padding: 36px 32px 30px;
    display: flex;
    flex-direction: column;
    height: 100%;
    transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    position: relative;
    overflow: hidden;
    box-shadow: var(--calc-card-shadow);
}

.calc-card-item::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, var(--calc-primary) 0%, var(--calc-accent) 100%);
    opacity: 0;
    transition: opacity 0.3s ease;
}

.calc-card-item:hover {
    transform: translateY(-8px);
    box-shadow: var(--calc-card-hover-shadow);
    border-color: rgba(35, 51, 93, 0.2);
}

.calc-card-item:hover::before {
    opacity: 1;
}

.calc-card-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 22px;
}

.calc-card-icon {
    width: 64px;
    height: 64px;
    border-radius: 16px;
    background: linear-gradient(135deg, #23335D 0%, #1A2645 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--calc-accent);
    font-size: 26px;
    transition: all 0.35s ease;
    box-shadow: 0 8px 20px rgba(35, 51, 93, 0.15);
}

.calc-card-item:hover .calc-card-icon {
    background: linear-gradient(135deg, #D2AE4D 0%, #B89332 100%);
    color: #0E162B;
    transform: scale(1.06);
}

.calc-card-tag {
    display: inline-block;
    padding: 6px 14px;
    background: #F1F5F9;
    border-radius: 30px;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    color: var(--calc-primary);
    transition: all 0.3s ease;
}

.calc-card-item:hover .calc-card-tag {
    background: var(--calc-accent-soft);
    color: #937119;
}

.calc-card-title {
    font-size: 22px;
    font-weight: 700;
    line-height: 1.35;
    margin-bottom: 12px;
}

.calc-card-title a {
    color: var(--calc-dark);
    text-decoration: none;
    transition: color 0.3s ease;
}

.calc-card-item:hover .calc-card-title a {
    color: var(--calc-primary);
}

.calc-card-desc {
    color: var(--calc-muted);
    font-size: 15px;
    line-height: 1.65;
    margin-bottom: 26px;
    flex-grow: 1;
}

.calc-card-action {
    margin-top: auto;
    padding-top: 18px;
    border-top: 1px dashed var(--calc-line);
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.calc-btn-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 15px;
    font-weight: 700;
    color: var(--calc-primary);
    text-decoration: none;
    transition: all 0.3s ease;
}

.calc-btn-link i {
    font-size: 13px;
    transition: transform 0.3s ease;
}

.calc-card-item:hover .calc-btn-link {
    color: var(--calc-accent);
}

.calc-card-item:hover .calc-btn-link i {
    transform: translateX(6px);
}

/* =========================================
   2. Single Calculator Layout & Cards
========================================= */
.calc_single_section {
    padding: 90px 0 120px;
    background-color: #F8FAFC;
}

.calc_wrap {
    background: #FFFFFF;
    border: 1px solid var(--calc-line);
    border-radius: 24px;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(14, 22, 43, 0.07);
}

.calc_wrap .row {
    --bs-gutter-x: 0;
}

.calc_head_bar {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 30px 38px;
    background: linear-gradient(135deg, #23335D 0%, #0E162B 100%);
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.calc_head_bar .ch_icon {
    width: 60px;
    height: 60px;
    border-radius: 16px;
    background: var(--calc-accent);
    color: var(--calc-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
    flex-shrink: 0;
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.2);
}

.calc_head_bar h2 {
    color: #FFFFFF;
    font-size: 26px;
    font-weight: 700;
    margin: 0;
    line-height: 1.25;
}

.calc_head_bar p {
    color: #D3DDF2;
    margin: 4px 0 0;
    font-size: 15px;
}

.calc_inputs {
    padding: 42px 38px;
    border-right: 1px solid var(--calc-line);
    background: #FFFFFF;
}

.calc_results {
    padding: 42px 38px;
    background: #FAFCFE;
}

@media (max-width: 991px) {
    .calc_inputs {
        border-right: none;
        border-bottom: 1px solid var(--calc-line);
        padding: 30px 24px;
    }
    .calc_results {
        padding: 30px 24px;
    }
    .calc_head_bar {
        padding: 24px 20px;
    }
    .calc_head_bar h2 {
        font-size: 22px;
    }
}

/* =========================================
   3. Input Fields, Sliders, Badges & Toggles
========================================= */
.calc_field {
    margin-bottom: 28px;
}

.calc_field:last-child {
    margin-bottom: 0;
}

.calc_field label {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 14px;
    font-weight: 700;
    color: var(--calc-dark);
    margin-bottom: 10px;
}

.calc_field .val_badge {
    background: var(--calc-accent-soft);
    color: #8C6A15;
    padding: 3px 10px;
    border-radius: 6px;
    font-size: 13px;
    font-weight: 700;
    font-family: var(--oit-ff-dm-sans, sans-serif);
}

.calc_field input[type=number] {
    width: 100%;
    padding: 13px 18px;
    border: 1.5px solid var(--calc-line);
    border-radius: 12px;
    font-size: 16px;
    font-weight: 600;
    color: var(--calc-dark);
    background: #FFFFFF;
    outline: none;
    transition: all 0.25s ease;
}

.calc_field input[type=number]:focus {
    border-color: var(--calc-primary);
    box-shadow: 0 0 0 4px rgba(35, 51, 93, 0.1);
}

.calc_field input[type=range] {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 7px;
    border-radius: 6px;
    margin-top: 14px;
    background: linear-gradient(90deg, var(--calc-primary) 0%, var(--calc-accent) 100%);
    cursor: pointer;
}

.calc_field input[type=range]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: #FFFFFF;
    border: 4px solid var(--calc-primary);
    cursor: pointer;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.25);
    transition: transform 0.15s ease;
}

.calc_field input[type=range]::-webkit-slider-thumb:hover {
    transform: scale(1.15);
}

.calc_field input[type=range]::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: #FFFFFF;
    border: 4px solid var(--calc-primary);
    cursor: pointer;
}

.calc_toggle {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-bottom: 28px;
}

.calc_toggle .ct_btn {
    flex: 1;
    min-width: 110px;
    text-align: center;
    padding: 12px 14px;
    border-radius: 12px;
    border: 1.5px solid var(--calc-line);
    background: #FFFFFF;
    color: var(--calc-dark);
    font-weight: 700;
    cursor: pointer;
    transition: all 0.25s ease;
    font-size: 14px;
}

.calc_toggle .ct_btn:hover {
    border-color: var(--calc-primary);
}

.calc_toggle .ct_btn.active {
    background: var(--calc-primary);
    color: #FFFFFF;
    border-color: var(--calc-primary);
    box-shadow: 0 4px 14px rgba(35, 51, 93, 0.25);
}

/* =========================================
   4. Results, Metrics & Output Cards
========================================= */
.calc_results h4 {
    font-size: 14px;
    font-weight: 700;
    color: var(--calc-muted);
    text-transform: uppercase;
    letter-spacing: 0.8px;
    margin-bottom: 20px;
}

.calc_result_main {
    background: linear-gradient(135deg, #23335D 0%, #0E162B 100%);
    border-radius: 20px;
    padding: 28px 24px;
    color: #FFFFFF;
    text-align: center;
    margin-bottom: 20px;
    box-shadow: 0 10px 30px rgba(14, 22, 43, 0.15);
    position: relative;
    overflow: hidden;
}

.calc_result_main::after {
    content: '';
    position: absolute;
    top: -30px;
    right: -30px;
    width: 100px;
    height: 100px;
    background: radial-gradient(circle, rgba(210, 174, 77, 0.2) 0%, transparent 70%);
    border-radius: 50%;
}

.calc_result_main span {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: #CBD5E1;
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.calc_result_main strong {
    font-size: 34px;
    font-weight: 800;
    color: #FFFFFF;
    display: block;
    line-height: 1.2;
}

.calc_result_row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px 20px;
    border: 1px solid var(--calc-line);
    border-radius: 14px;
    background: #FFFFFF;
    margin-bottom: 12px;
    transition: border-color 0.25s ease;
}

.calc_result_row:hover {
    border-color: rgba(35, 51, 93, 0.3);
}

.calc_result_row .crr_label {
    color: var(--calc-muted);
    font-size: 15px;
    font-weight: 600;
}

.calc_result_row .crr_value {
    font-weight: 700;
    color: var(--calc-dark);
    font-size: 18px;
}

/* Returns / Gains in bold gold */
.calc_results .calc_result_row:last-of-type .crr_value {
    color: #B89332;
}

/* Split Bar */
.calc_chart_wrap {
    margin-top: 24px;
}

.calc_bar {
    height: 16px;
    border-radius: 10px;
    overflow: hidden;
    display: flex;
    background: var(--calc-line);
}

.calc_bar .cb_invest {
    background: var(--calc-primary);
}

.calc_bar .cb_return {
    background: var(--calc-accent);
}

.calc_legend {
    display: flex;
    gap: 24px;
    margin-top: 14px;
    font-size: 14px;
    font-weight: 600;
    color: var(--calc-muted);
}

.calc_legend .dot {
    display: inline-block;
    width: 12px;
    height: 12px;
    border-radius: 50%;
    margin-right: 7px;
}

.calc_legend .dot.invest {
    background: var(--calc-primary);
}

.calc_legend .dot.return {
    background: var(--calc-accent);
}

/* =========================================
   5. Dynamic SVG Growth & Lifecycle Charts
========================================= */
.calc_chart_area {
    margin-top: 28px;
}

.calc_chart_area h5 {
    font-size: 15px;
    font-weight: 700;
    color: var(--calc-dark);
    margin: 0 0 12px;
}

.calc_growth {
    width: 100%;
    position: relative;
}

.calc_growth .cg_svg {
    width: 100%;
    height: auto;
    display: block;
}

.cg_pt {
    fill: var(--calc-primary);
    opacity: 0.6;
}

.cg_guide {
    stroke: var(--calc-primary);
    stroke-width: 1;
    stroke-dasharray: 4 4;
}

.cg_hoverdot {
    fill: var(--calc-primary);
    stroke: #FFFFFF;
    stroke-width: 2.5;
}

.cg_hit {
    cursor: crosshair;
}

.cg_tip {
    position: absolute;
    transform: translateX(-50%);
    pointer-events: none;
    z-index: 10;
    background: #0E162B;
    color: #FFFFFF;
    border-radius: 10px;
    padding: 10px 14px;
    font-size: 12px;
    line-height: 1.55;
    white-space: nowrap;
    box-shadow: 0 14px 30px rgba(14, 22, 43, 0.4);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.cg_tip b {
    display: block;
    margin-bottom: 6px;
    font-size: 12px;
    font-weight: 700;
    color: var(--calc-accent);
}

.cg_tip span {
    display: flex;
    align-items: center;
    gap: 8px;
}

.cg_tip em {
    font-style: normal;
    font-weight: 700;
    margin-left: auto;
    padding-left: 16px;
}

.cg_tip i {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    display: inline-block;
    flex-shrink: 0;
}

.cg_tip i.d1 {
    background: #3B82F6;
}

.cg_tip i.d2 {
    background: var(--calc-accent);
}

.cg_tip .tt {
    border-top: 1px solid rgba(255, 255, 255, 0.15);
    margin-top: 6px;
    padding-top: 6px;
}

.cg_grid {
    stroke: #E2E8F0;
    stroke-width: 1;
}

.cg_axis {
    stroke: #CBD5E1;
    stroke-width: 1;
}

.cg_ylab {
    fill: #64748B;
    font-size: 11px;
    text-anchor: end;
}

.cg_xlab {
    fill: #64748B;
    font-size: 11px;
    text-anchor: middle;
}

.cg_rlab {
    fill: var(--calc-primary);
    font-size: 11px;
    font-weight: 700;
    text-anchor: middle;
}

.cg_invest {
    fill: rgba(35, 51, 93, 0.14);
}

.cg_interest {
    fill: rgba(210, 174, 77, 0.28);
}

.cg_line {
    fill: none;
    stroke: var(--calc-primary);
    stroke-width: 2.5;
    stroke-linejoin: round;
    stroke-linecap: round;
}

.cg_invline {
    fill: none;
    stroke: var(--calc-primary);
    stroke-width: 1.4;
    stroke-dasharray: 5 4;
    opacity: 0.5;
}

/* =========================================
   6. HRA Comparison Bars
========================================= */
.hra_compare {
    margin-top: 26px;
}

.hra_compare h5 {
    font-size: 15px;
    font-weight: 700;
    color: var(--calc-dark);
    margin: 0 0 14px;
}

.hb_row {
    margin-bottom: 14px;
}

.hb_top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 13px;
    color: var(--calc-muted);
    margin-bottom: 6px;
    gap: 12px;
}

.hb_label span {
    color: #A47D1C;
    font-weight: 700;
}

.hb_val {
    font-weight: 700;
    color: var(--calc-dark);
    white-space: nowrap;
}

.hb_track {
    height: 12px;
    border-radius: 8px;
    background: var(--calc-line);
    overflow: hidden;
}

.hb_fill {
    height: 100%;
    border-radius: 8px;
    background: rgba(35, 51, 93, 0.35);
    transition: width 0.3s ease;
}

.hb_min .hb_fill {
    background: var(--calc-accent);
}

.hb_min .hb_val {
    color: #A47D1C;
}

/* =========================================
   7. Explanation & "How To Use" Guide
========================================= */
.calc_explain {
    padding-top: 45px;
}

.calc_explain .ce_box {
    background: #FFFFFF;
    border: 1px solid var(--calc-line);
    border-radius: 20px;
    padding: 38px 40px;
    box-shadow: var(--calc-card-shadow);
}

.calc_explain h3 {
    font-size: 22px;
    font-weight: 700;
    color: var(--calc-primary);
    margin-bottom: 14px;
}

.calc_explain h4 {
    font-size: 18px;
    font-weight: 700;
    color: var(--calc-dark);
    margin: 24px 0 12px;
}

.calc_explain p {
    color: var(--calc-muted);
    margin-bottom: 14px;
    line-height: 1.75;
    font-size: 15px;
}

.calc_formula {
    background: var(--calc-soft);
    border-left: 4px solid var(--calc-accent);
    padding: 18px 24px;
    border-radius: 10px;
    font-family: 'Courier New', Courier, monospace;
    font-size: 15px;
    font-weight: 700;
    color: var(--calc-primary);
    margin: 14px 0;
}

.calc_explain ul {
    margin: 0 0 16px 0;
    padding-left: 22px;
    color: var(--calc-muted);
}

.calc_explain ul li {
    margin-bottom: 8px;
    line-height: 1.65;
    font-size: 15px;
}

/* =========================================
   8. Regulatory Disclaimer
========================================= */
.calc_disclaimer {
    margin-top: 35px;
    padding: 20px 26px;
    border: 1px solid var(--calc-line);
    border-left: 4px solid var(--calc-accent);
    border-radius: 14px;
    background: #FFFFFF;
    color: var(--calc-muted);
    font-size: 13.5px;
    line-height: 1.75;
}

.calc_disclaimer strong {
    color: var(--calc-primary);
}

/* =========================================
   9. Nice Select Dropdown Override
========================================= */
.calc_field .nice-select {
    -webkit-appearance: none;
    appearance: none;
    display: block;
    float: none;
    width: 100%;
    height: auto;
    line-height: 24px;
    padding: 13px 40px 13px 18px;
    border: 1.5px solid var(--calc-line);
    border-radius: 12px;
    background: #FFFFFF;
    color: var(--calc-dark);
    font-size: 15px;
    font-weight: 600;
    outline: none;
    transition: all 0.25s ease;
}

.calc_field .nice-select:hover,
.calc_field .nice-select:focus,
.calc_field .nice-select.open {
    border-color: var(--calc-primary);
    box-shadow: 0 0 0 4px rgba(35, 51, 93, 0.08);
}

.calc_field .nice-select:after {
    border-bottom: 2px solid var(--calc-muted);
    border-right: 2px solid var(--calc-muted);
    width: 8px;
    height: 8px;
    right: 20px;
    margin-top: -5px;
}

.calc_field .nice-select .current {
    font-weight: 600;
}

.calc_field .nice-select .list {
    width: 100%;
    margin-top: 6px;
    border-radius: 12px;
    box-shadow: 0 14px 34px rgba(14, 22, 43, 0.15);
    padding: 6px;
    z-index: 25;
}

.calc_field .nice-select .option {
    border-radius: 8px;
    line-height: 1.5;
    min-height: auto;
    padding: 10px 16px;
    font-size: 14px;
}

.calc_field .nice-select .option.selected {
    color: var(--calc-primary);
    font-weight: 700;
}

.calc_field .nice-select .option:hover,
.calc_field .nice-select .option.focus,
.calc_field .nice-select .option.selected.focus {
    background: var(--calc-soft);
}
